informed choice

Means Testing

Unless you make your own arrangements for care, your local authority will apply a means test to determine the level of funding you can afford.

If you have assets of more than £23,250, possibly including the full value of your home, you will be expected to make your own arrangements and pay the full cost of care.

If you have assets between £14,250 and £23,250, you will receive some assistance from the local authority, after they have taken into account all of your income and any ‘tariff income’ on your savings.

Tariff income assumes that each £250 of capital you own between £14,250 and £23,250 will provide income of £1.

If you have assets of less than £14,250, the local authority will expect you to give up all of your income, except for £22.30 per week which can be used to pay for luxuries. Your local authority will then make up the shortfall between your available income and the care fees.

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